10 Characteristics  of Debt-Free Living Debt-free people are a rare race. . .especially in today's world.  Most people lie that financial peace will only come when their FICO score is above average, they have credit card tips from Wazoo, and their inbox is full of credit card applications. So when you hear about people who have no debt at all, live on less money than they earn, and have cash stash for emergencies, they are...weird. But living debt-free isn't just for a certain group.  With effort and special qualities, anyone can do it. Characteristics of people living without debt 1. They are a counterculture These people know that debt is not a tool to help them win. Society teaches us that we need credit cards to survive, that we can't go to college without student loans, that we always need to pay for our car... These are myths, plain and simple. 2. They use self-control According to Dave Ramsey, adults make plans and follow them.  Children do what makes them feel good.  Anyone who really wants to get out of the debt trap has the will to pass through shoe aisles (great sales) and flat-screen TV alleys without making impulse purchases.  You can't convince someone to buy something just because you want it or because it's on sale.  They are smart enough to know that buying groceries won't solve all their problems or make them feel better in the long run. That is why people who are not in debt will not buy anything unless they can pay with cash. You are ready to wait, work and save. 3. They are confident People who believe in their money plans don't care what others think of them.  They agree to drive an old car on the grounds of no pay. You don't have to take an expensive vacation just to post stunning photos on social media. We really look at the price tag, not just the brand name. why? Because they gave up on catching up with Jones next door. And guess what?  Such unwavering discipline frees up more money to attack their debts. Their confidence grows exponentially with each debt consolidation.  4. They are not afraid to say no It's hard to live debt-free if you're constantly saying "yes" to every social occasion that comes your way.  Whether it's shopping, vacationing, eating out with friends, or spending money on a whim, the word "no." is important to keep in the vocabulary. 5. They set a goal It's a child's game, right? Debt-free living is the goal, so those who want to achieve it should keep that goal in mind. Set goals for yourself in writing that are specific, measurable, and time-sensitive.  Then they figure out what they want and devise a strategy to get there. 6. They use Gazelle intensively They try to squeeze him a dollar out of their budget.  They create coupons, look for sales at every turn, and even work part-time.  They are all in. 7. They don't care about things Materialists put too much value on "things".  They rent eyeballs to pay for vacations, fancy cars, and even oversized homes.  But those who are determined to get out of debt know that money can't buy happiness. They are happy with what they have. 8. They are Willing to make sacrifices Eating out, going to the movies every week, and getting a premium cable package are things a person may need to avoid in order to get out of debt.  But remember that budget cuts are only temporary.  Once you're out of debt, you'll have more room in your budget for dinner and movie dates. 9. They do not compare A debt-free person never compares her life on the street or on her social media. They know they are on their own journey, chasing their goals and dreams. And because I don't compare myself to others, I am more peaceful and content with my life. 10. They are generous Debt-free people know they have the freedom to live and give generously. They know that the more open their hands, the more they can enjoy their money. Whether they're helping family, friends, the church, or a mission they believe in, contributing to a greater cause is always more fun than raising money for yourself. Live your life without debt! Once you have decided that you want to get out of debt, all you have to do is take the first step! How? You need a plan to move from where you are to where you want to be: a debt-free life. Get this plan here https://bridgetodebtfreelife.systeme.io/tr/2/2535020/1762453619/14511945/62566966cc7acf58743a4360902d4aa22db9b3ad This program is to help people get out of Debt. It's a 9 step program plus 3 bonuses to show people how to get out of debt without claiming Bankruptcy or signing up with one of these Debt Consolidation companies.

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