You can also joint venture with someone who has excellent credit, using their credit to get the deal done. Before you start investing, ask yourself these questions; how long can I afford a vacant property if my tenant moves out?Everyone has a vision of fortune and a dream of riches.and 95% of Americans have excuses as to why they haven't yet achieved either. Investing in real estate is no difference. Most Americans recognize that all wealthy people own real estate, therefore, the secret to becoming wealthy lies in real estate. So why do so few people take action? Here are the top 7 Real Estate Excuses I hear people tell me for not taking action in their desired career.Whether you're a buyer, seller or real estate agent, here is some help in deciding which one to use to help you buy or sell a home. Pay careful attention as each has their advantages and disadvantages.All too often today we see salespeople that want the brand of the real estate business to help them on the road to success. This is called the easy way out and is not the fast road to success. Your success in real estate sales and leasing is built from one thing and that is the prospecting that you do each day. Everything else such as negotiation skills and product knowledge is secondary to the process.One of the best ways to make money in real estate investing, is to look for is a property that someone has walked away from because of a problem. Figure out how to fix the problem and you can instantly increase the value of the property. One example that comes to mind is a one bed flat I bought recently in an apartment building. The problem with the property was presence of mould and damp in one of the rooms. Because of this problem, I was able to buy the property and 25 percent below market value. I solved the problem with the help of a building specialist, and as a result, I was able to increase the value of the property and charge more for rents. The lesson here is focus on turning "ugly ducklings to beautiful swans" so you can create value for your portfolio and get rich in the process.12. End the letter stating if these terms are acceptable, to let you know and you will follow up with a formal Purchase Agreement to move forward on the purchase.The object of the call is only to get appointments with relevant people. That is the only thing you should be 'selling' in the cold call. The call should be used to identify if there is a genuine need on the part of the person that you have called, and then only to set up a meeting.Sure, making a real estate investment can be scary most especially if you don't know anything about it. However, with determination and the drive to succeed, anything is possible even to the first-time real estate investor. Success only comes to those people who look for success and see it even from a small window of opportunity.In the end with good solid direction from you agent, you will be on your way to making a smart real estate move. Even banks and life insurance, where do you think they invest their-make that YOUR-money?