The Endorsed Regional Providers (ELP) program was formed in 2001 by America's leading voice on individual finance, Dave Ramsey, to assist individuals discover trustworthy, top-tier experts who satisfy Dave's requirements for excellent service.Here are some highlights: The 3 gain access to points to home, vehicle, and organization insurance are as follows: Go out and get your own insurance plan utilizing a web website or calling a hotlineA regional branch of a large insurer. The term "slave" suggests the regional representative works for the company. A small company that offers access to multiple insurance provider and recommendations about which business and protection is best for you.