The Endorsed Regional Providers (ELP) program was formed in 2001 by America's leading voice on individual finance, Dave Ramsey, to help individuals find reliable, top-tier experts who fulfill Dave's requirements for excellent service.Here are some highlights: The 3 access points to house, auto, and service insurance are as follows: Go out and get your own insurance coverage utilizing a web portal or calling a hotlineA regional branch of a big insurance provider. The term "slave" implies the regional representative works for the company. A little business that provides access to several insurer and recommendations about which company and protection is best for you.