Processors are frequently confronted with deadlines, leading to a fast-pace workplace. As soon as a home mortgage application is submitted by a loan officer and received by a processor, it is then reviewed by a mortgage underwriter, who makes the monetary approval or denial decision. For example, a home loan underwriter usually verifies a candidate's income by submitting the essential forms.Companies might utilize handbook or automated underwriting procedures. According to a June 2010 article by Sindhu Dundar of FINS, a financial career website, analytical and good interaction skills benefit those who want a profession as a mortgage underwriter. Escrow officers are accountable for facilitating the legal exchange of property home from one party to another.